Underwriter access
Your book, one credit case at a time.
The Elemental workspace gives your underwriters a live, evidence-backed credit case for every physical transaction: the reasoning, the conditions, the open evidence, and a view that stays current after funding.
Already have access? Your administrator has your workspace link, or email hello@getelemental.ai.
Credit case / EL-2261Live
Milling wheat · 25,000 MT · Black Sea → Egypt
Underwriting view
Supportable, with 2 conditions
owns the decision
Price basis, tolerances and the payment mechanism are consistent with each other.
Contract cl. 4.1Invoice · 14 Oct
Buyer has taken six comparable cargoes on these terms without a payment dispute.
Counterparty historyPrior bills of lading
The contract makes the quality certificate final and binding, but it is not on the LC document list.
Contract cl. 8.2LC field 46A
Destination inspection regime cannot be settled from the documents provided. Material to the decision.
Missing: port inspection notice
Conclusion → evidence → sourceMonitoring through final payment
Illustrative case · your workspace runs on your own book
Inside the workspace
What changes for your underwriters.
Before committee
A brief on the transaction
Terms, parties, cargo, route and market assembled around the contract — not a borrower summary with the trade attached.
During review
Every conclusion opens
Open any line to the evidence it rests on, what it cannot settle, and what would change the answer.
After funding
The case keeps working
The same reasoning watches shipment, delivery and settlement, and tells your team when something moves.
Who it is for
Built for the people who carry the exposure.
01
Trade finance banks
Transaction-level credit cases that sit alongside your existing borrower limits and credit committee process.
02
Non-bank financiers
Funds and specialist lenders underwriting physical flows where the trade, not the balance sheet, is the exposure.
03
Credit and risk teams
Post-funding monitoring that keeps the same reasoning live through shipment, delivery and final payment.
Elemental / Underwriter access
Bring us a live transaction. We will underwrite it alongside you.
Start with trades you are already looking at. Accounts follow for your named underwriters.